Trusted Accountants in Welling Who Give You More Time, Better Cash Flow, and Peace of Mind
Get Your Free Financial Health Check | Call: 020 3007 2700
Most accountants in Welling simply process numbers and submit returns. They’re reactive, not proactive. They tell you what happened last year, not what you should do next month.
This leaves you struggling with:
No real financial visibility – you’re guessing whether you can afford that new hire, equipment purchase, or marketing campaign
Surprise tax bills that arrive at the worst possible time, draining your cash reserves when you need them most
Generic advice that doesn’t account for your industry, your goals, or the unique challenges your Welling business faces
Reactive compliance – racing to meet deadlines instead of having a clear, forward-looking financial strategy
The result? You’re working harder than you need to, keeping less profit than you should, and missing opportunities right under your nose.
Think your current accountant is “good enough”? Consider what mediocre financial support is actually costing you:
Lost growth opportunities. Without monthly management accounts and forward-looking cash flow forecasts, you’re making business decisions based on gut feeling rather than data. That expansion, new product line, or additional team member? You’re either missing the opportunity or taking unnecessary risks.
Thousands in unnecessary taxes. The average SME overpays £8,000- £15,000 in tax each year because its accountant isn’t proactively planning. That’s money that could fund your growth, increase your salary, or build your emergency reserves.
Time you’ll never get back. If you’re spending 5-10 hours monthly on financial admin, chasing receipts, reconciling accounts, and preparing VAT returns, that’s 60-120 hours per year. What could you achieve with an extra 2-3 weeks of productive time?
Stress that affects everything. Financial uncertainty doesn’t stay in the office. It impacts your sleep, your relationships, and your ability to enjoy the business you’ve built. You didn’t become an entrepreneur to feel anxious about money.
The uncomfortable truth? Every month you settle for reactive accounting, you’re leaving money on the table and limiting your business’s potential.
EFJ Consulting doesn’t just handle your compliance; we become your financial partner, helping you make smarter decisions, pay less tax, and achieve your business goals faster.
We work with ambitious business owners across Welling who want more than just someone to file their tax return. They want strategic advisors who understand their industry, anticipate their needs, and help them build genuinely profitable businesses.
We Speak Your Language
No accountant-speak or confusing jargon. Every conversation, every report, every recommendation is delivered in plain English that helps you understand your numbers and make confident decisions.
You’ll Actually Get Responses
Urgent question? Quick advice needed? We aim to respond to emails within 4 hours (usually much faster). Your success can’t wait days for answers, and neither should you.
Forward-Looking, Not Backward-Looking
Yes, we handle your compliance brilliantly. But we’re obsessed with helping you plan ahead: tax-efficiency strategies, cash flow forecasting, and growth planning that keep you three steps ahead.
Real-World Business Experience
We’ve worked with hundreds of Welling businesses across every sector. We know what works, what doesn’t, and how to apply lessons from one industry to solve challenges in another.
Technology That Actually Helps
Cloud accounting isn’t just a buzzword for us. You get real-time access to your numbers, automated processes that save you hours, and insights you can access from your phone whilst you’re on-site with clients.
Whether you’re launching your first venture or scaling an established company, we provide the financial expertise you need at every stage.
STRATEGIC SERVICES FOR GROWING BUSINESSES
Monthly Management Accounts
Know exactly where you stand financially. We deliver clear, actionable reports that show your profitability, cash position, and key metrics, so you can spot opportunities and avoid problems before they escalate.
Tax Planning & Minimisation
Pay the right amount of tax, not a penny more. Through year-round planning, we identify allowances, reliefs, and strategies that legitimately reduce your tax burden and often save clients £5,000-£25,000 annually.
CFO Advisory Services
Big decisions need big-picture thinking. We provide strategic financial guidance on pricing, hiring, investment, and growth—like having a Finance Director without the six-figure salary.
Cash Flow Management
Never be caught short again. We help you forecast cash flow, plan for seasonal fluctuations, and ensure you always have the working capital to seize opportunities.
Bookkeeping & Making Tax Digital
We handle the day-to-day number crunching, keeping your books accurate, organised, and MTD-compliant and freeing you to focus on your customers.
VAT Returns
Accurate, timely VAT submissions that maximise your reclaims and keep HMRC happy.
Annual Accounts & Tax Returns
Company accounts, corporation tax, and director tax returns—all prepared to exacting standards and filed before deadlines.
Payroll & Auto-Enrolment
Stress-free payroll processing, PAYE administration, and pension compliance, including full CIS support for construction businesses.
As experienced accountants in Welling, we have deep expertise in:
Company Formation & Structure
Starting fresh? We’ll set up your company efficiently and advise on the most tax-effective structure from day one.
Industry-Specific Expertise
Deep experience across construction, property, e-commerce, healthcare, hospitality, and professional services—we understand your sector’s unique challenges.
You’re a Growing Business Owner
You’ve moved beyond startup survival mode and need strategic financial guidance to scale sustainably. We help you plan growth, manage increased complexity, and make data-driven decisions about expansion, hiring, and investment.
You’re a Busy Sole Trader or Freelancer
Your time is valuable, and admin isn’t your passion. We handle your bookkeeping, tax returns, and compliance efficiently, giving you back evenings and weekends to focus on billable work or simply enjoy life.
You’re in the Construction Industry
CIS can be complex and time-consuming. As accountants in Welling with extensive construction sector experience, we manage your CIS returns, subcontractor verification, and tax planning, and ensure compliance whilst maximising your take-home pay.
You’re a Property Investor or Landlord
With multiple properties, rental income, and evolving tax rules, you need specialists who understand property taxation. We optimise your structure, handle mortgage interest restrictions, and identify every legitimate deduction.
You’re Dissatisfied with Your Current Accountant
Slow responses? Reactive service? Feeling like just another file number? You deserve better. We pride ourselves on being genuinely helpful, responsive, and proactive, and treating your business like it matters, because it does.
You Value Expertise and Responsiveness
You want Chartered Certified accountants who know their stuff, answer your questions quickly, and genuinely care about your success, not a faceless online service or an overworked high-street practice.
“Finally, an accountant who actually gets back to me.”
We respond to emails within hours, not days. Your questions matter, and our clients consistently praise our responsiveness and accessibility.
“They’ve saved me more than I pay them.”
Through proactive tax planning and strategic advice, most clients save significantly more than our fees, turning accounting from a cost centre into a profit driver.
“I feel like I actually understand my numbers now.”
We translate financial complexity into clear insights. Our clients make better decisions because they finally understand what their numbers are telling them.
“They’re just as convenient as the big online services, but actually know me.”
Modern cloud technology meets personal service. You get the efficiency of digital tools with the expertise and attention of a dedicated local team.
✓ Chartered Certified Accountants you can trust with your financial future
✓ Based nearby in Bexleyheath: easily accessible for Welling businesses
✓ Average email response time: 3 hours—we’re here when you need us
✓ Industry specialists—deep expertise across multiple sectors
✓ Cloud accounting—access your data anywhere, collaborate seamlessly
Imagine having complete confidence in your business finances. Knowing exactly where you stand, paying the optimal amount of tax, and having expert guidance whenever you need it.
That’s what working with the right accountants in Welling looks like.
✓ Revenue analysis – are you charging enough and collecting efficiently?
✓ Tax efficiency review – are you using all available allowances and reliefs?
✓ Cost structure audit – where can you reduce expenses without impacting quality?
✓ Cash flow assessment – are you managing working capital effectively?
✓ Clear action plan – specific recommendations to improve your financial position
There’s no obligation, no pressure, and no charge. Just honest, expert advice about your business finances and how we can help.
Claim Your Free Financial Health Check
Contact us form
Email: info@efjconsulting.com
Office: 137 Broadway, Bexleyheath, DA6 7EZ
Hours: Monday – Saturday, 9:00 AM – 5:00 PM
What will it cost to work with you?
Our fixed monthly packages start from £99+VAT for sole traders and £149+VAT for limited companies, with pricing based on your business complexity and needs. We’ll provide exact pricing once we understand your requirements, and you’ll never receive unexpected bills.
How quickly can you get started?
Most new clients are fully onboarded within 2 weeks. We handle all communication with your previous accountant, ensuring a seamless transition with zero disruption to your business operations.
What if I’m not tech-savvy?
No problem at all. We’ll set up your cloud accounting system and show you exactly what you need to know and nothing more, nothing less. Most clients find it simpler than their old spreadsheets, and we’re always here to help.
I’m behind on my accounts. Can you help?
Yes, and you won’t be judged. We’ve helped dozens of businesses get back on track. We’ll work with HMRC on your behalf, set up proper systems, and get you compliant as quickly as possible.
What makes you different from online-only accountants?
You get the best of both worlds: cutting-edge technology and real, human expertise. We use the same tools as online services but provide personalised advice, fast responses, and a genuine understanding of your business, not automated responses and offshore call centres.
How involved will I need to be?
As much or as little as you like. Some clients prefer regular meetings and detailed reports; others just want to upload receipts and have everything handled. We adapt to your working style.
The difference between good and great accounting support isn’t just compliance, it’s confidence.
Confidence to make big decisions. Confidence that you’re tax-efficient. Confidence that your finances are in expert hands.
Claim Your Free Financial Health Check
From the high street shops to the industrial estates, from home-based consultants to construction firms, Welling’s business community is diverse and dynamic. We’re proud to support local entrepreneurs with the accounting expertise they need to thrive.
Our office in nearby Bexleyheath means we’re always accessible for face-to-face meetings, whilst our cloud-based systems ensure you can work with us from anywhere. Whether you prefer to pop in for a coffee and chat or handle everything digitally, we’re flexible to your needs.
We understand the challenges that Welling businesses face, from rising costs to staffing difficulties to competitive pressures. That’s why we focus not just on compliance, but on helping you build a stronger, more profitable business that supports your lifestyle and ambitions.
Ready to experience accounting that actually adds value?
Call 020 3007 2700 or email info@efjconsulting.com